Every business person wants to reach as large an audience as possible to sell their products or services. Earlier, the market for the business owner was restricted to its physical boundaries. The Internet has just done away with this limitation. It enables a business entrepreneur to reach out to practically all corners of the world. No wonder today, most businesses are striving to create an online presence for their venture. 

PayU India lets business owners with an online commerce presence accept payments on the go with their seamless Payment Gateway facility. How Shopify can assist you in this endeavour and how to integrate Payment Gateway in Shopify is the crux of our article today.

What Are The Significant Benefits of Choosing An Online E-commerce Platform To Set Up A business?

For a business owner, there are two options to set up operations online. They can either choose to build the entire infrastructure from scratch. Or they could make life simpler for themselves by choosing an e-commerce platform. Some of the advantages of choosing an e-commerce platform are:

• 1) It Provides A Suitable Site Infrastructure To Customers.

When users browse through a website or an app for their purchase requirements, their journey goes something like this :

• Browsing options
• Narrowing down on purchases
• Checking for their availability
• The checkout process
• Choosing delivery schedule and options
• Tracking orders
• And finally receiving the delivery

What attracts consumers to online shopping is the ease and convenience associated with the activity. The vendor needs to ensure that the entire process of shopping needs to be streamlined to attract the maximum number of users. An e-commerce platform like Shopify goes a long way in fulfilling these needs.

• 2) Cost-effectiveness.

A merchant is always conscious of all the cost factors involved in the business. A successful business owner always tries to find the most cost-effective solutions for each business process. Choosing an e-commerce platform helps a vendor keep the costs very much under control compared to building the entire infrastructure from scratch.

• 3) Computer and mobile compatibility.

Technology has enabled the full service of the Internet and its various applications to be available directly in the hands of the users via their mobile phones.

Customers find it easy to access the Internet while being on the move through their mobile phones. A successful business venture has to look at a website for a computer and the mobile mode.

Mobile apps also have become prevalent, and users are increasingly using this facility for various activities. While choosing an e-commerce platform, a merchant should ensure that it allows for a web presence on the computer and the mobile.

• 4) Troubleshooting and service support.

A reputed company like Shopify provides a robust and efficient system for troubleshooting. It also has dedicated services for support. Service support goes a long way to ensure that the merchant is free from worries of the technical front and can concentrate on the other aspects of the business.

• 5) Scaling up

Once you have set up an online business presence and have it up and running, the role of the e-commerce platform does not end over there. As businesses grow, services need to be scaled up to cater to the increasing demand of the users. A trusted e-commerce platform should enable the merchant to scale up operations as the business grows.

How Is A Payment Gateway Valuable For A Business Organisation?

Let us look at the importance of Payment Gateway in a business venture and how you can ideally do Payment Gateway integration in Shopify. 

Although all features in a website or app are essential, the Payment Gateway is probably where a higher level of critical evaluation is necessary. After all, this is the stage where the financial transaction information is exchanged between the buyer and seller.

 Payment Gateways are the life source of a business’s financial sustenance. The role of Payment Gateways starts once the user reaches the checkout process in the shopping experience. Payment Gateways help in the following ways –

• Offering various modes of payment options to the customer.
• Getting the requisite approval from the customer’s bank for the transaction.
• Validating the transaction.
• Collecting the amount from the purchaser’s source bank.
• And finally transferring these funds to the seller.

PayU India has already created a strong reputation as a reliable choice of a Payment Gateway in India. Let us now look at efficiently setting up a Payment Gateway in Shopify.

How Can You Quickly Set Up A Payment Gateway In Shopify?

Shopify’s e-business platform offers services of several Payment Gateways. Apart from third-party Payment Gateway service providers, Shopify also has its own Payment Gateway feature called Shopify Payments. 

Due to the Government regulations of various countries, this facility is not available worldwide. A list of Custom Payment Gateways in Shopify is readily available on Shopify’s website. 

As a business owner, you need to inspect the available options thoroughly. It will be prudent for you to check the terms offered, the payment modes available, the fees charged, the support provided, and the company’s track record. Once you have narrowed down your requirements, you can integrate the ideal Payment Gateway option in Shopify. 

The Steps In The Process of Integrating A Payment Gateway Into Shopify

From the Shopify admin dashboard,

• Go to “Settings” and choose “Payment Providers”.
• Select “Add a provider”.
• From the “Change Provider” option, select “Third-party Credit Card Provider” from the drop-down list of the ” Change Provider ” option.
• Your screen will display a list of the eligible Payment Gateway service providers according to the country of operation.
• Select your chosen option.
• An online form will pop up requiring you to enter the necessary information.
• After you have filled in the details, press “Activate”.

Now you are all ready to go and start your e-commerce venture and begin receiving payments for your products or services.

Conclusion

All aspects of a working model for a vibrant and dynamic online presence are well-considered by Shopify. Shopify provides solutions for MSMEs and start-up founders.

Shopify Plus is another facility from the same company available for enterprises with high volumes. Merchants or large businesses with a high traffic rate can avail themselves of these services.

In conclusion, we can see that Shopify provides a holistic solution for boosting your website. When you receive payments with PayU India’s Payment Gateway, you take away a massive burden off your shoulders. Integrating Payment Gateway in Shopify is relatively easy and allows for the smooth functioning of your online venture.

FAQs

The post How To Integrate Payment Gateway In Shopify? A Quick Guide appeared first on PayU Blog.

The last thing you’d expect your consumers to do in today’s thriving eCommerce industry is pay using a  wire transfer and a bank account. Customers no longer have to jump through hoops just to make a simple online purchase because of the simplicity and security provided by cashless money transactions. As a result, despite the rising square software engineer compensation, hiring a dedicated Square engineer to assist design a payment gateway has become an important need for organizations. 

Luckily, WordPress has a plethora of plugins that can assist in resolving the issue. You can make a website for free with WordPress. You can also get a custom domain from WordPress if you want one. All you have to do now is add a PayU payment gateway to your WordPress website and start selling your products. 

We’ll show you how to integrate PayU’s Payment Gateway into your WordPress website in simple steps.

Integrating the PayU Payment Gateway On Your WordPress Website

Users don’t always want to utilize their payment processing system to build up a full-fledged shopping cart. If you’re selling a small number of items, this makes sense, and it can also be used to collect payments for consulting/services and small to mid-sized enterprises.

You can have an online order form with a credit card payment option to integrate a payment gateway for these online companies and consulting/services. Here’s how to do that without including a shopping cart on your website.

Setup of PayU

1. Create a WooCommerce account or sign in to your existing one. Click the ‘Plugin’ button in the lower-left corner, then ‘Upload Plugin.’

2. On the plugin page, select ‘Choose files.’

3. The zip file of PayU India should be uploaded. This file may be accessed by clicking on this link.

4. After the plugin has been successfully installed, click the Activate Plugin button.

5. Go to the settings page. After that, select Enable PayU and then Manage.

6. If you are a first-time PayU user, please click the Create PayU Account button. If you’re already a PayU user, go to your dashboard, copy and paste the Merchant Key and Salt, and click Save Changes. 

To locate your Key & Salt information, go to:

• Go to your PayU account and sign in.

• On your PayU dashboard, go to the ‘Settings‘ option in the upper right corner.

• Next, ‘Integration Details‘ is where you should go.

7. Your PayU-enabled Woocommerce account is now ready to receive payments.

You’ve made it!

The Payment Gateway from PayU is a solution that manages payments from beginning to end. Why put yourself through the trouble of creating and coding checkouts when we can handle it for you?

PayU is India’s largest and most secure payment solutions provider, enabling over 4.5 lakh merchants to give their consumers a flawless checkout experience. PayU gives you access to more than 100 payment alternatives, immediate onboarding, and the highest client transaction success rates.

The PayU Payment Gateway Has The Following Features:

1. Get Exclusive Pricing – WooCommerce sellers get a discount of 0.45% for every transaction. Free setup and maintenance fee.

2. No coding is required to provide consumers with a smooth and customized checkout experience on your WooCommerce website, whether on the web or on their phones. Provide clients with a plethora (100+) of payment alternatives—checkout all the payment solutions here. 

3. PayU’s International Payments function, which supports all major credit/debit cards and over 100+ currencies, allows you to reach out to a wider range of customers.

4. Payment Links – Create personalized payment links and quickly distribute them to your clients via SMS, email, Facebook, SMS, WhatsApp, and other chat apps.

5. Exceptional dashboard – Get complete data and statistics on payments, refunds, settlements, and much more to help you make smarter business decisions.

6. Built for developers – Everything is ready, packaged, and set for developers to use PayU’s checkout to make payments. Simply direct them to the developer area, and you’ll have your payments up and running in no time.

Not only that but there’s more! The following are some additional advantages of utilizing PayU’s Payment Gateway:

• There are no redirects. Keep the user’s attention on your product
• In about 2 minutes, you’ll be live
• More conversions than ever before
• Customize the user interface to match your brand.
• Integration Support is available 24 hours a day, 7 days a week.
• Checkout is the quickest.

So, how long are you going to be waiting? PayU’s Payment Gateway can help you grow your business. Begin now.

Conclusion

It’s critical to set up a proper payment gateway on your website. Having a good payment gateway on your WordPress-powered eCommerce site is vital whether you operate a little business or a global corporation. The more payment gateway-friendly your site is, the easier it will be to get paid.

PayU payment gateway aids in the creation of an optimal environment that makes it simple for your consumers to make purchases and for you to collect payments.

However, you could find that WordPress payment gateway plugins are the best option for you. Integrating the PayU payment gateway on your WordPress-powered eCommerce site should be simple if you follow the instructions above.

The post Integrate PayU Payment Gateway To Your WordPress Website appeared first on PayU Blog.

Nowadays, many applications are required to have a payment gateway so that users may conduct transactions within their apps to buy any goods or services. Many apps use payment gateways, but integrating them into Android apps is tricky. As a result, to make this process as simple as possible, PayU has given a service through which we can quickly integrate payment options into our app and handle all payment ways. This post will look at how we integrated a payment gateway into our Android app.

About PayU

PayU is one of India’s most popular payment gateways, utilized by both small and large businesses to sell their items online and receive money quickly. PayU India offers payment gateway services for large businesses and SMB/SMEs. PayU’s Android SDK is fairly simple to use, and we’ll go over it in more detail later in this post.

Android Integration

Make sure you have the following installed and configured before continuing with this blog:

• Version 1.6 or higher of the Java Development Kit
• SDK for Android
• A Git client
• Eclipse / Android Studio
• Prerequisites for PayU Payment Gateway (Key, Salt)

PayU’s SDK may be used to create the following two sorts of solutions:

1. Non-seamless: If you don’t want to design your own UI, you may use this module instead.

2. Seamless: In this instance, you’ll need to create your own user interface to capture financial data, such as credit card numbers and CVVs.

Using the SDK’s built-in UI for a non-seamless integration

Obtain all of the necessary parameters

• Create a PaymentParams object and use its default set methods to put all of the received parameters in it, then setHash to paymentHash.

PaymentParams mPaymentParams = new PaymentParams();
mPaymentParams.setKey (“gtKFFx”);
mPaymentParams.setAmount (“15.0”);
mPaymentParams.setProductInfo (“Tshirt”);
mPaymentParams.setFirstName (“Guru”);
mPaymentParams.setEmail (“guru@gmail.com”);
mPaymentParams.setTxnId (“0123479543689”);
mPaymentParams.setSurl (“https://payu.herokuapp.com/success”);
mPaymentParams.setFurl(“https://payu.herokuapp.com/failure”);
mPaymentParams.setUdf1(“udf1l”);
mPaymentParams.setUdf2(“udf2”);
mPaymentParams.setUdf3(“udf3”);
mPaymentParams.setUdf4(“udf4”);
mPaymentParams.setUdf5(“udf5”);
mPaymentParams.setHash (“your payment hash”);

If you are not utilizing udf1-5, you do not need to set them.

If you don’t wish to use them, email and firstname can be empty strings “”.

You must give user credentials here for the store user card functionality mPaymentParams.setUserCredentials(“your key:user id”) to work.

mPaymentParams.setOfferKey(“your_offer_key”), for offers

mPaymentParams.setPhone(“your number”) is used for any other payment default param (such as phone and others).

• Using your own server, obtain the appropriate hashes. Create a PayuHashes object and use the given default set methods to set the associated hashes.

mPaymentParams.setHash(payuHashes.getPaymentHash());

•   Create a new intent with the PayUBaseActivity as the target and complete the steps below.

intent.putExtra(PayuConstants.ENV, PayuConstants.PRODUCTION_ENV); intent.putExtra(PayuConstants.PAYMENT_DEFAULT_PARAMS, mPaymentParams); intent.putExtra(PayuConstants.PAYU_HASHES, payuHashes);

• To make it possible to pay with a single click

// Enable one click with MOBILE as storage option for hash

intent.putExtra(PayuConstants.STORE_ONE_CLICK_HASH,PayuConstants.STORE_ONE_CLICK_HASH_MOBILE);

OR

// Enable once click with MERCHANT SERVER as storage option for hash

intent.putExtra(PayuConstants.STORE_ONE_CLICK_HASH,PayuConstants.STORE_ONE_CLICK_HASH_SERVER);

OR

// DISABLE one click payment

intent.putExtra(PayuConstants.STORE_ONE_CLICK_HASH,PayuConstants.STORE_ONE_CLICK_HASH_NONE);

•   Begin the activity and leave the rest to PayU SDK.

startActivity(intent);

Using Your Own UI For Seamless Integration

We will only consider credit card and net banking transactions as examples of seamless integration. This method may be used to connect one-click Payment Cards, Store Cards, Cash Cards, and PayU payments.

Seamless Credit / Debit card Payment Integration

Create a PaymentParams object and fill it with all of the received parameters using the default set methods, just as you did for the non-seamless style, and setHash to paymentHash.

•      To mPaymentParams, add the following extra attributes.

mPaymentParams.setCardNumber(cardNumber);
mPaymentParams.setCardName(cardName);
mPaymentParams.setNameOnCard(cardName);
mPaymentParams.setExpiryMonth(expiryMonth);// MM
mPaymentParams.setExpiryYear(expiryYear);// YYYY 
mPaymentParams.setCvv(cvv);

•   To make it possible to pay with a single click

// To store one click payment hash pass 1
mPaymentParams.setEnableOneClickPayment(1);
// Otherwise pass 0, OR don’t call the method at all
mPaymentParams.setEnableOneClickPayment(0);

•    With the above data of the type PostData, create a PaymentPostParams object. Set the environment (test or prod), establish the intent, then start the PaymentsActivity activity.

PostData postData = new PaymentPostParams(mPaymentParams, PayuConstants.CC).getPaymentPostParams();
if (postData.getCode() == PayuErrors.NO_ERROR) {
 // launch webview
PayuConfig payuConfig = new PayuConfig();
payuConfig.setEnvironment(PayuConstants.PRODUCTION_ENV);
payuConfig.setData(postData.getResult());
Intent intent = new Intent(this,PaymentsActivity.class); intent.putExtra(PayuConstants.PAYU_CONFIG,payuConfig); startActivityForResult(intent, PayuConstants.PAYU_REQUEST_CODE);
} else {
// something went wrong
Toast.makeText(this,postData.getResult(), Toast.LENGTH_LONG).show();
}

 Seamless Net Banking Integration

• Create a PaymentParams object and fill it with all the received parameters using the default set methods, just as you did for the non-seamless style and setHash to paymentHash.
• Add the bankCode (String) of the selected bank to the mPaymentParams defined earlier using your spinner/list view adapter.

mPaymentParams.setBankCode(bankCode);

• Start the PaymentsActivity by creating a PaymentPostParams object of type PostData.

PostData postData = new PaymentPostParams(mPaymentParams, PayuConstants.NB).getPaymentPostParams();
if (postData.getCode() == PayuErrors.NO_ERROR){
// launch webview
PayuConfig payuConfig = new PayuConfig();
payuConfig.setEnvironment(PayuConstants.PRODUCTION_ENV);
payuConfig.setData(postData.getResult());
Intent intent = new Intent(this,PaymentsActivity.class);
intent.putExtra(PayuConstants.PAYU_CONFIG,payuConfig); startActivityForResult(intent, PayuConstants.PAYU_REQUEST_CODE);
} else {
// something went wrong
Toast.makeText(this,postData.getResult(), Toast.LENGTH_LONG).show();
}

PayU will supply you with a test configuration to begin the integration process, including a test merchant account and test credit card details, so you can get a feel for the whole transaction flow. The SDK code must then be integrated into your application. You should be ready to point your app to the PayU production server for some actual transactions after the testing is completed.

Credentials for test

To enable more logs, start using the test key and salt (which targets the test server). Please use the following test account (exclusively for testing purposes):

• Key: ktKFFx

• Salt: bDwWELix

Card with a dummy test

This will succeed only in the test environment. On the test server, all other cards (genuine or fake) will also fail.

• Name on card: Shefali Singh
• Card Number: 2355 6756 9902 6654
• CVV: 098
• Expiry date: 11/2023

Output

Because we’re using test credentials, we won’t be able to make a payment. You must make your application active in the PayU dashboard and generate a new key in order to make your payments live.

It’s all about getting started with PayU’s Android app integration. Good luck with your integration!

The post How To Integrate PayU Payment Gateway In An Android App? appeared first on PayU Blog.

Wix is a user-friendly and professional website building platform. You can design your own website and optimize it for different devices so that everyone can access your website easily. 

Apart from being a user-friendly platform, you get access to the complete package of all the features and tools, which makes it a perfect choice for setting up your payment gateway.

By adding a payment gateway to the Wix website, you can take your business to new heights. However, before you do that, let’s dive into some basics.

What is a Payment Gateway?

A payment gateway is primarily a technology used by business owners to accept online payments for purchases made by their customers. It has become a popular choice among merchants and users for all the right reasons.

The online payment gateway is an integral component of online payment processing systems. You can choose your preferred payment gateway for your website from a number of options available, one of which is ‘PayU India’.

PayU India is an online payment gateway solution that offers the best success rate of transactions. The aim is to give your customers a smooth checkout experience when they shop on your website. Whether you are a freelancer, a business enterprise, an omnichannel business, or a startup, PayU India provides payment solutions to every business owner.

With 24×7 support, easy connectivity, and multiple payment options, PayU India makes it an excellent choice for your website.

Why Should You Add a Payment Gateway to Your Website?

The following are the reasons why you should add a payment gateway to your website:

Fast and Safe Payments

Payment gateways offer speed and security of transactions, making your payment process much easier. You can get your payments done nearly 40-50x faster compared to the usual transactions, ultimately providing a better checkout experience for the customers.

Lower Costs for Set-Up

It is a common misunderstanding that integrating a payment gateway involves huge costs that only large enterprises can afford. However, that’s not the case. It is practicable to integrate a payment gateway for your website with reasonable amounts. The expenses may include initial set-up costs, specific transaction charges, and chargeback fees.

Saves Your Time

One of the primary reasons people love using payment gateways for their websites is that they save plenty of time. Just in a couple of seconds, you can make or collect payments from anywhere in the world. Both the merchants and customers can conveniently execute the transactions without any trouble.

Enhanced Cash Flow

Online payment gateways are designed to enhance your cash flows. Generally, online payment gateways credit your money to the account within 5-7 days of the transactions. You won’t be waiting for weeks to receive your earnings.

Payment Automation

Integrating an online payment gateway for your website will minimize human intrusion. It means that you not only save your money and time but also get a seamless payment processing experience. You can also set up automated payouts and withdrawals if your payment gateway offers.

How To Add Payment Gateway To A Wix Website?

The process to integrate a payment gateway into the Wix website is relatively easy. You can add a payment gateway in Wix in just six simple steps.

But before you add a payment gateway in Wix, remember to create a PayU account. You’ll receive your account credentials as soon as your account gets approved. You’ll need the credentials in the later stage of the integration process.

If you have any queries with the account credentials, you can always contact PayU India.

Now, let’s take a look at the following steps:

• Step 1: Open your Wix website and navigate to the editor dashboard.
• Step 2: Click on the “Settings” option on the left menu.
• Step 3: Select “Accept Payments” under eCommerce and Finance to choose your preferred payment gateway.
• Step 4: Select PayU India and click on “connect”.
• Step 5: Read all the connection instructions carefully. If you have not read the terms and conditions already, click on the learn more link to understand the T&Cs.
• Step 6: Enter your account information in the given space and connect.

And that’s it! You have successfully completed your Wix Payment Gateway Integration.

FAQs

Here are some frequently asked questions (FAQs) relating to the Wix payment gateway integration:

The post How To Add Payment Gateway To A Wix Website appeared first on PayU Blog.

Let’s discuss how you can do Payment gateway integration in PHP India with minimal effort.

How to Setup an E-commerce Store With Minimal Effort and Collect Payments

An essential part of online shopping is collecting the buyers’ payments for the purchases they make. The role of a payment gateway assumes significant importance in this matter. This article will help you understand how to integrate a payment gateway in PHP for your web store.

While using an e-commerce platform to build your store would hardly require any coding skills, the application has consolidated features that allow all aspects of your store, including a payment gateway, to integrate seamlessly. But if you would like to connect the payment gateway to your store on your own, you will need a specific set of coding skills. First, let us know about PHP.

What is PHP?

Coding is done using Java, C#, or PHP in most cases. PHP is a general-purpose coding language used for web development. Since 1994, PHP has proven exceedingly helpful to developers in creating content; it is object-oriented and functional. It is widely used today to build simple and dynamic web applications. Payment gateway in PHP source code is the feature of several online stores nowadays.

How to Integrate a Payment Gateway With Your Online Store Using PHP

Once you have selected the most ideal payment gateway service provider for your store, follow the steps to integrate it with your online store using PHP:

Step 1: Create an HTML form to collect the customer’s payment source information.

The entire concept of online shopping is to provide ease and comfort of purchase to buyers. Indian shoppers prefer to pay by credit cards, debit cards, net banking, UPI, e-wallets, and similar options. Online shopping also offers full payment options by which they can pay for their purchases. Payment gateway in PHP India should incorporate all such available options.

Step 2: Create a token to transmit the encrypted data securely.

A customer’s financial data is critical, and it must be protected during online transactions. MySQL is the most popular database system used with PHP. Data security is essential when integrating a payment gateway in PHP and MySQL.

Step 3: Allow form submission along with payment information.

The next step is to submit the form with all relevant data to the customer’s source bank for the requisite approval.

Step 4: Verify and validate the charges.

Once the customer’s source bank confirms the transaction, verify and validate the charges involved in the order process.

Step 5: Display the order status to the user.

Whether the transaction is approved or rejected by the customer’s source bank, display the transaction’s status to the consumer. Also, the payment details need to be stored in the database.

What is API?

In simple terms, an application programming interface (API) is a software intermediary that facilitates two different applications to communicate with each other. For payment integration in PHP, you need access to the API keys and other resources of the payment gateway service provider.

Once you choose the right payment gateway to integrate with your store, you need to sign up with that service and submit all data proof. Once the account is registered, API keys will be shared by the payment gateway service provider. In India, reputed payment gateway service providers, like PayU India, promptly share the API keys with authenticated accounts.

What is GitHub, and Why Should You Know About it?

Many developers today are turning to GitHub for their coding needs. GitHub is a code-hosting platform. You can work with limitless collaborators on countless public and private repositories with a feature set here. Payment gateway integration in PHP and MySQL GitHub collaboration can provide a practical solution for your online store development.

Testing Before Making it Live

As the payment gateway integration in PHP nears completion, test the service before making it live for the consumers. It is the most crucial step. The elements of financial transactions require paramount security. You must take care of the following points:

• Transaction of the correct amount
• Transaction approval or rejection by customer’s source bank
• Security of financial data of the user
• Provision for refund or charge-back

The need for repeated testing cannot be stressed enough. The developed program should be free of bugs and work effectively at optimum speed. The service should be released for public use only when thoroughly satisfied with the test runs.

Summing Up

The payment gateway integration in PHP cost might be higher than the services available on an e-commerce platform. Such platforms provide ready solutions for creating your online store. In some cases, tailor-made options may not be the best possible solution for your website. That is why the option of coding is kept available for business owners.

Coding in PHP gives you the flexibility of creating your website as per your specific requirements. PHP’s payment gateway integration needs to be done with extreme care while keeping the critical factors in mind.

You must check out PayU India’s website to completely understand how a Payment Gateway works. Don’t delay your Payment Gateway integration; get started today! Here’s to wishing that you create an incredible online store and have great success in your e-commerce venture.

FAQs

The post Steps to Integrate Your Payment Gateway in PHP appeared first on PayU Blog.